| Requirements | Benefits | Cost | |
|---|---|---|---|
| Regular Checking | Minimum to Open $100 | Twelve temporary checks at time of account open Temporary checks request after open - $5.00 Check images with statement | Minimum Balance Service Charge |
| Long Horn Checking | Minimum to Open $100 | No charge for longhorn check order with NO limit on check writing per month No charge for notary service $10,000 Accidental Death Insurance No charge for copies No charge for Money Orders Check images with statement | $11.00 monthly service charge |
| Senior Citizen Checking | Minimum to open $100.00 | Offered to those age 60 and over Twelve temporary checks at time of account open Check images with statement | Temporary checks request after account opens - $5.00 $1.00 monthly service charge |
| Now Checking | Minimum to Open $1,500.00 | Interest will not be calculated if balance falls below $1,500 anytime during the month Twelve temporary checks at time of account open – Free Temporary checks request after open - $5.00 Check images with statement No limit on checks written per month | Minimum balance $1,500 Service Charge $0 Balance falls below $1,500 Service Charge $7.00 + $.10 per additional item |
| Super Now Checking | Minimum to Open $2,500.00 | Interest will not be calculated if balance falls below $2,500 anytime during the month Twelve temporary checks at time of account open Temporary checks request after open - $5.00 Check images with statement No limit on checks written per month | Minimum Balance $2,500 Service Charge $0
|
| Savings | Minimum to open $50.00 | Limited withdrawals up to six per statement cycle Interest compounded and paid quarterly No interest paid on accounts with balances less than $50.00 | $1.00 fee in excess of three per quarter |
Requirements
Regular Checking
Minimum to Open $100
Long Horn Checking
Minimum to Open $100
Senior Citizen Checking
Minimum to open $100.00
Now Checking
Minimum to Open $1,500.00
Super Now Checking
Minimum to Open $2,500.00
Savings
Minimum to open $50.00
Benefits
Regular Checking
Twelve temporary checks at time of account open
Temporary checks request after open - $5.00
Check images with statement
Long Horn Checking
No charge for longhorn check order with NO limit on check writing per month
No charge for notary service
$10,000 Accidental Death Insurance
No charge for copies
No charge for Money Orders
Check images with statement
Senior Citizen Checking
Offered to those age 60 and over
Twelve temporary checks at time of account open
Check images with statement
Now Checking
Interest will not be calculated if balance falls below $1,500 anytime during the month
Twelve temporary checks at time of account open – Free
Temporary checks request after open - $5.00
Check images with statement
No limit on checks written per month
Super Now Checking
Interest will not be calculated if balance falls below $2,500 anytime
during the month
Twelve temporary checks at time of account open
Temporary checks request after open - $5.00
Check images with statement
No limit on checks written per month
Savings
Limited withdrawals up to six per statement cycle
Interest compounded and paid quarterly
No interest paid on accounts with balances less than $50.00
Cost
Regular Checking
Minimum Balance Service Charge
Long Horn Checking
$11.00 monthly service charge
Senior Citizen Checking
Temporary checks request after account opens - $5.00
$1.00 monthly service charge
Now Checking
Minimum balance $1,500 Service Charge $0
Balance falls below $1,500 Service Charge $7.00 + $.10 per additional item
Super Now Checking
Minimum Balance $2,500 Service Charge $0
Below $2,500 service charge $7.00 + $.10 per additional item
Savings
$1.00 fee in excess of three per quarter
Certificates of Deposits
When it comes to earning money on your deposits, a certificate of deposit provides good security.
At First American Bank, you have a lot of choices with competitive rates. Please contact Jeanette Hayes or Julie Ward to discuss your options.
Types Of Accounts For Certificates Of Deposits
-
3 Months
-
6 Months
-
12 Months
-
18 Months
-
24 Months
Regular Checking
Account Balance | Service Charge |
|---|---|
| $0-$99.99 | $7.00 |
| $100-$299.99 | $6.00 |
| $300-$499.99 | $5.00 |
| $500 and above | $1.00 |
Account Balance
$0-$99.99
$7.00
$100-$299.99
$6.00
$300-$499.99
$5.00
$500 and above
$1.00
